How it works
From eligibility check to certificate
We file your application through CDSL Ventures Ltd (CVL), a SEBI-recognised accreditation agency, using CVL’s online accreditation system. CVL reviews and issues the certificate. Here is exactly what happens, who does each step, and what you will need.
The steps
Each step has one owner
Your accreditation page always shows the current step, and whether it is waiting on you, on us or on CVL.
Step 1: Check your eligibilityYou
Create a free account with your WhatsApp number or email, then answer a few questions about your income, net worth and financial assets. You see straight away whether you look eligible, and on which test.
Step 2: Pay our filing feeYou
Online, with an optional CA net-worth certificate on the same invoice. You see the full price, and the terms, before you pay.
Step 3: Give consentYou
You allow us to share your details with CVL for this application. Nothing is sent to CVL before you do.
Step 4: Fill in the application and upload documentsYou
Your details, your figures in lakhs and your documents. The formats CVL expects — undertaking, CA certificate — are ready to download.
Step 5: Compliance reviewOur team
Our team checks names, dates, figures and every document against CVL’s requirements before anything is filed. If something needs fixing, we send it back with a note saying exactly what.
Step 6: Filed with CVLOur team
We register your application on CVL’s accreditation system. CVL then sends you verification codes, which you enter on your accreditation page.
Step 7: Pay CVL’s feeYou
You pay CVL’s own fee directly to CVL, on CVL’s payment page. It is separate from ours and depends on your applicant type and certificate length.
Step 8: Certificate issuedCVL
CVL reviews the application and, if it is satisfied, issues a digitally signed certificate. CVL decides; we follow up with CVL until there is an answer.
Timing
What we can say honestly about time
Most of the time is spent gathering documents. We review a complete application before filing it; CVL then sets its own timeline, which we do not control.
Eligibility check
A few minutes, online, the moment you create your account.
CVL’s verification link
After we file, CVL emails you a code. CVL’s link expires after 3 days, so we remind you.
CVL’s fee
CVL may drop an incomplete application after 7 days, so pay CVL’s fee promptly once we file.
Certificate length
Two years or three
The length depends on how many financial years you met a threshold in. Three years needs documents for both years.
- 2 years
- You met a threshold in the last financial year.
- 3 years
- You met a threshold in each of the last two financial years.
Documents
What each applicant type needs
The list below is the one our application form uses, taken from CVL’s document requirements for each category. Formats for the undertaking and the CA certificate are ready to download inside your application.
Filing online today: resident individuals. Other applicant types (non-resident individuals, hUFs, companies (body corporates), lLPs, partnership firms, family trusts and trusts (other than family trusts)) can register and check eligibility now; our team contacts you, and you pay nothing until your route opens.
Resident individualsFiling online now
PAN card
A clear scan of the front of your PAN card, saved as a PDF.
Proof of address
Your passport, driving licence, voter ID or masked Aadhaar (the first 8 digits hidden), showing the address you enter on this form.
Income tax return — last financial year
The ITR-V acknowledgement or the full return. If you have not filed it yet, file it first: CVL needs it.
CA net-worth certificate — last financial year
On your CA’s letterhead with a UDIN, dated within the last six months, showing how much of your net worth is in financial assets. Give your CA the format.
Income tax return — the year before(3-year certificate only)
The ITR-V acknowledgement or the full return for the year before last.
CA net-worth certificate — the year before(3-year certificate only)
On your CA’s letterhead with a UDIN, for the year before last. Your CA can use the same format.
Signed undertaking
CVL’s declaration that what you give is true. Download the format, sign and date it, and upload it as a PDF.
Non-resident individualsRegister interest
PAN card
A clear scan of the front of your PAN card, saved as a PDF.
Proof of address
Your passport (or another officially valid document) showing the overseas address on your profile.
Income tax return — last financial year(optional)
The ITR-V acknowledgement or the full return. If you have not filed it yet, file it first: CVL needs it.
CA net-worth certificate — last financial year
On your CA’s letterhead with a UDIN, dated within the last six months, showing how much of your net worth is in financial assets. Give your CA the format.
Income tax return — the year before(3-year certificate only, optional)
The ITR-V acknowledgement or the full return for the year before last.
CA net-worth certificate — the year before(3-year certificate only)
On your CA’s letterhead with a UDIN, for the year before last. Your CA can use the same format.
Signed undertaking
CVL’s declaration that what you give is true. Download the format, sign and date it, and upload it as a PDF.
HUFsRegister interest
PAN card of the HUF
The HUF’s own PAN card (the fourth letter of the PAN is H).
HUF deed (if you have one)(optional)
Upload it if you have one — CVL may ask for it.
Photo ID of the Karta(for each person named)
The Karta’s passport, driving licence, voter ID or masked Aadhaar (the first 8 digits hidden).
Income tax return — last financial year (of the HUF)
The ITR-V acknowledgement or the full return. If it is not filed yet, file it first: CVL needs it.
CA net-worth certificate — last financial year (of the HUF)
On the CA’s letterhead with a UDIN, dated within the last six months, for the HUF, showing how much of its net worth is in financial assets.
Income tax return — the year before (of the HUF)(3-year certificate only)
The ITR-V acknowledgement or the full return for the year before last.
CA net-worth certificate — the year before (of the HUF)(3-year certificate only)
On the CA’s letterhead with a UDIN, for the year before last. The CA can use the same format.
Signed undertaking
CVL’s declaration that what is given is true. Download the format, have it signed by the Karta for the HUF, and upload it as a PDF.
Companies (body corporates)Register interest
PAN card of the company
Its own PAN card.
Certificate of incorporation
Issued by the Registrar of Companies.
Letter authorising the signatory
On the letterhead, signed by a director, partner or trustee, naming the person who applies. Download the format.
PAN card of the authorised signatory(for each person named)
A clear scan of the authorised signatory’s own PAN card.
Photo ID of the authorised signatory(for each person named)
The authorised signatory’s passport, driving licence, voter ID or masked Aadhaar (the first 8 digits hidden).
Audited financial statements — last financial year(either this or the alternative)
The audited balance sheet and profit and loss account, with the auditor’s report. You can upload a CA net-worth certificate instead — CVL accepts either.
CA net-worth certificate — last financial year (of the entity)(either this or the alternative)
On the CA’s letterhead with a UDIN, dated within the last six months, certifying the net worth (capital and free reserves, less losses). Give your CA the format. You can upload the audited financial statements instead — CVL accepts either.
Audited financial statements — the year before(3-year certificate only, either this or the alternative)
The audited statements for the year before last. You can upload a CA net-worth certificate instead — CVL accepts either.
CA net-worth certificate — the year before (of the entity)(3-year certificate only, either this or the alternative)
On the CA’s letterhead with a UDIN, for the year before last. The CA can use the same format. You can upload the audited financial statements instead — CVL accepts either.
Signed undertaking
CVL’s declaration that what is given is true. Download the format, have it printed on the letterhead and signed by the authorised signatory, and upload it as a PDF.
LLPsRegister interest
PAN card of the LLP
Its own PAN card.
LLP agreement
The registered LLP agreement, with any amendments.
Letter authorising the signatory
On the letterhead, signed by a director, partner or trustee, naming the person who applies. Download the format.
PAN card of the authorised signatory(for each person named)
A clear scan of the authorised signatory’s own PAN card.
Photo ID of the authorised signatory(for each person named)
The authorised signatory’s passport, driving licence, voter ID or masked Aadhaar (the first 8 digits hidden).
Audited financial statements — last financial year(either this or the alternative)
The audited balance sheet and profit and loss account, with the auditor’s report. You can upload a CA net-worth certificate instead — CVL accepts either.
CA net-worth certificate — last financial year (of the entity)(either this or the alternative)
On the CA’s letterhead with a UDIN, dated within the last six months, certifying the net worth (capital and free reserves, less losses). Give your CA the format. You can upload the audited financial statements instead — CVL accepts either.
Audited financial statements — the year before(3-year certificate only, either this or the alternative)
The audited statements for the year before last. You can upload a CA net-worth certificate instead — CVL accepts either.
CA net-worth certificate — the year before (of the entity)(3-year certificate only, either this or the alternative)
On the CA’s letterhead with a UDIN, for the year before last. The CA can use the same format. You can upload the audited financial statements instead — CVL accepts either.
Signed undertaking
CVL’s declaration that what is given is true. Download the format, have it printed on the letterhead and signed by the authorised signatory, and upload it as a PDF.
Partnership firmsRegister interest
PAN card of the firm
The firm’s own PAN card.
Partnership deed
The partnership deed, with any amendments that change the partners.
PAN card of this partner(for each person named)
A clear scan of the partner’s own PAN card.
Photo ID of this partner(for each person named)
The partner’s passport, driving licence, voter ID or masked Aadhaar (the first 8 digits hidden).
Income tax return — last financial year (this partner)(for each person named)
The ITR-V acknowledgement or the full return. If it is not filed yet, file it first: CVL needs it.
CA net-worth certificate — last financial year (this partner)(for each person named)
The partner’s own CA certificate, on the CA’s letterhead with a UDIN, dated within the last six months, showing the financial assets.
Income tax return — the year before (this partner)(3-year certificate only, for each person named)
The ITR-V acknowledgement or the full return for the year before last.
CA net-worth certificate — the year before (this partner)(3-year certificate only, for each person named)
On the CA’s letterhead with a UDIN, for the year before last. The CA can use the same format.
Signed undertaking
CVL’s declaration that what is given is true. Download the format, have it printed on the firm’s letterhead and signed by a partner, and upload it as a PDF.
Family trustsRegister interest
PAN card of the trust
The trust’s own PAN card.
Registered trust deed
The registered deed of the family trust.
Letter authorising the signatory
On the letterhead, signed by a director, partner or trustee, naming the person who applies. Download the format.
Photo ID of the trustee who signs(for each person named)
The trustee’s passport, driving licence, voter ID or masked Aadhaar (the first 8 digits hidden).
Income tax return — last financial year (of the trust)
The ITR-V acknowledgement or the full return. If it is not filed yet, file it first: CVL needs it.
CA net-worth certificate — last financial year (of the trust)
On the CA’s letterhead with a UDIN, dated within the last six months, for the trust, showing how much of its net worth is in financial assets.
Income tax return — the year before (of the trust)(3-year certificate only)
The ITR-V acknowledgement or the full return for the year before last.
CA net-worth certificate — the year before (of the trust)(3-year certificate only)
On the CA’s letterhead with a UDIN, for the year before last. The CA can use the same format.
Signed undertaking
CVL’s declaration that what is given is true. Download the format, have it printed on the letterhead and signed by the trustee, and upload it as a PDF.
Trusts (other than family trusts)Register interest
PAN card of the trust
Its own PAN card.
Registered trust deed
The registered deed of the trust.
Letter authorising the signatory
On the letterhead, signed by a director, partner or trustee, naming the person who applies. Download the format.
PAN card of the trustee who signs(for each person named)
A clear scan of the trustee who signs’s own PAN card.
Photo ID of the trustee who signs(for each person named)
The trustee who signs’s passport, driving licence, voter ID or masked Aadhaar (the first 8 digits hidden).
Audited financial statements — last financial year(either this or the alternative)
The audited balance sheet and profit and loss account, with the auditor’s report. You can upload a CA net-worth certificate instead — CVL accepts either.
CA net-worth certificate — last financial year (of the entity)(either this or the alternative)
On the CA’s letterhead with a UDIN, dated within the last six months, certifying the net worth (capital and free reserves, less losses). Give your CA the format. You can upload the audited financial statements instead — CVL accepts either.
Audited financial statements — the year before(3-year certificate only, either this or the alternative)
The audited statements for the year before last. You can upload a CA net-worth certificate instead — CVL accepts either.
CA net-worth certificate — the year before (of the entity)(3-year certificate only, either this or the alternative)
On the CA’s letterhead with a UDIN, for the year before last. The CA can use the same format. You can upload the audited financial statements instead — CVL accepts either.
Signed undertaking
CVL’s declaration that what is given is true. Download the format, have it printed on the letterhead and signed by the authorised signatory, and upload it as a PDF.
Missing something? Your application simply waits until you upload it — there is no time limit on our side, and you do not pay our fee again.